I found the instructions for this card in Creative Stampers Sampler magazine. Is simple and fun to do. Just cut out two pieces of paper one in the color of your background and the other one in your application piece. Stamp them both then cut the darker color in half and attach it to the lighter color. Embellish as you wish. I don't have white ink so I used my white embossing powder and it came out just fine but not as defined as it could be.
Now I am going to get to work on some Valentine's Day cards. I feel the love already.